NEOBANKDB
Market: US

Independent modern-money intelligence

The database for modern money.

Understand what a financial app legally is, where it works, how its funds are treated and whether money can move to the next service—before marketing language blurs the answer.

Start with your marketCheck a transaction route
  • Country-scoped facts
  • Source-linked claims
  • No pay-to-rank sorting

Build a useful starting point

Find your field.

Choose context before comparing products. Nothing here opens an account or asks for financial credentials.

Current briefUnited States · remittance · personal · verified

Verified sample

Three records, scoped honestly.

Selections stay in this browser. They do not create an account or affect ranking.

Revolut

banking-fintech

A multi-product financial platform whose exact legal and account structure varies by market.

● verified us uk india australia scoped

Wise

multicurrency-account

A multicurrency account and international money-transfer platform with country-specific regulated entities.

● verified launch markets including canada

Airwallex

business-finance

A business payments, multicurrency account, cards and embedded-finance platform.

● verified us canada australia business conditional

Bluevine

banking-fintech

A US business-finance technology company offering banking services through partner institutions.

● verified us business conditional

PayPal

payment-wallet

A payment wallet and online-payments platform; it is not a bank.

● verified us india canada australia scoped

Payoneer

business-finance

A cross-border payment platform for businesses, freelancers and marketplace sellers.

● verified us india conditional

Evidence-backed route example

Wise account → Coinbase

A shared payment rail is not proof that two products work together. Load the reviewed edge to see the exact distinction.

Ready to check

Product-type map

Name the product before comparing it.

NeobankDB separates product classes because a useful comparison starts with what each service actually does—not with an app-store category or a loose ‘neobank’ label.

01

Licensed digital banks

A bank only when the relevant legal entity and market evidence support that classification.

02

Banking fintechs

Technology companies whose banking products depend on named partner institutions and programme terms.

03

Multicurrency accounts

Accounts and payment services built around receiving, holding and converting supported currencies.

04

Payment wallets

Services designed to store payment credentials or balances and move money under product-specific rules.

05

Business finance

Payment, card, expense and treasury platforms for eligible organisations rather than consumer banking.

06

Crypto platforms

Exchanges, custody products and gateways kept separate from bank deposits and cash protections.

Transaction intelligence

A route is a reviewed edge, not a guess.

Two services can each support dollars or bank transfers while still blocking a specific direction, counterparty or use. The seeded Wise-to-Coinbase example records an unsupported outgoing account-transfer route in the United States.

That finding does not automatically cover every country or a Wise card transaction. Product, direction, market and rail remain separate fields so a precise answer cannot silently become a global claim.

Read the full Wise to Coinbase route

Country discovery

Start with the market.

Eligibility, legal entities, payment rails and protection arrangements change across borders. The United States is the first complete country hub.

Launch market

United States

The seed contains 14 scoped availability records for the United States. Each record keeps its classification, legal entity, partner institution, source IDs and verification state together.

Open United States hub

Planned market records

United KingdomGBP · launch
IndiaINR · launch
United Arab EmiratesAED · launch
CanadaCAD · launch
AustraliaAUD · launch
GermanyEUR · launch
FranceEUR · launch
SingaporeSGD · launch
SwitzerlandCHF · launch
BrazilBRL · launch
MexicoMXN · launch
South AfricaZAR · launch
Saudi ArabiaSAR · launch

The NeobankDB standard

Evidence before recommendation.

The database is designed to preserve inconvenient distinctions rather than collapse them into a simple badge.

01

Country scope

Availability and fees belong to a market, product and date. A fact observed in the US is never presented as worldwide.

02

Legal structure

Brand, regulated entity, product and partner institution stay separate so ‘bank’ is used only when justified.

03

Visible source ledger

Material claims carry evidence IDs and observed dates. Conflicts remain visible and require review.

04

No pay-to-rank

Commercial relationships cannot alter facts, scores or organic ordering. Unsupported affiliate claims do not publish.

Latest verification notes

What the source ledger currently supports.

These are source observations, not invented newsroom updates. They remain dated so readers can judge freshness.

Understanding Wise's position on cryptocurrency

Wise account cannot be used to send money to crypto exchanges such as Coinbase or Binance.

Evidence: SRC-WISE-CRYPTO

Wise · authority tier 4

Market scope and limitations are retained in the linked record.

Open primary source

Incompatible accounts and payments

Outgoing account transfers to crypto platforms are not supported.

Evidence: SRC-WISE-INCOMPATIBLE

Wise · authority tier 4

Market scope and limitations are retained in the linked record.

Open primary source

PayPal US User Agreement

The agreement is with PayPal, Inc., applies to US accounts and was last updated on 29 June 2026.

Evidence: SRC-PAYPAL-US-AGREEMENT

PayPal · authority tier 2

Market scope and limitations are retained in the linked record.

Open primary source

OCC conditionally approves SoFi Bank, National Association

The OCC approved SoFi Bank, N.A. as a full-service national bank and identified the acquired bank as FDIC insured.

Evidence: SRC-SOFI-OCC-CHARTER

Office of the Comptroller of the Currency · authority tier 1

Market scope and limitations are retained in the linked record.

Open primary source

Research methodology

Facts first. Commercial links second.

Candidate facts pass schema validation, market scoping, source ranking, conflict review and human approval before reaching a publication view.

Read the full methodology

Sources used on this page

126 primary-source records support the featured providers and transaction example.

Open page source ledger