Entity statements, not a corporate register.

Airwallex announced in-principle CBUAE approval and preparation for go-live; its account documentation says UAE AED Global Accounts are not available to UAE-based customers.

Airwallex Pty Ltd provides eligible Australian businesses with Global Account details and wallet collection and holding in 20 or more currencies under AFSL 487221, while Airwallex SVF arranges bank guarantees over wallet balances. Yield is a separate investment product.

Airwallex Canada offers eligible Canadian businesses a multicurrency business account, transfers and corporate-card tooling. It is an MSB/payment service rather than a bank, with funds safeguarded in a separate RPAA trust arrangement.

Airwallex Singapore is an MAS-licensed Major Payment Institution providing eligible businesses accounts, transfers, cards and payments. Funds are segregated; Yield is a separate investment and not a deposit product.

US-registered businesses can apply for Global Accounts, multi-currency wallet balances, conversion, transfer and corporate-card functions. Airwallex is not a bank; local receiving details are collection routes, protection remains programme-specific, and current official pages conflict on one Grow-plan price presentation.

Al Rajhi provides the cited current account directly as a licensed Saudi bank. Eligible deposits aggregate under DPF; savings, cards, finance, investments and business services retain separate contracts and fees.

Alpian SA is a FINMA-authorised Swiss bank. Eligible deposits aggregate at Alpian under the Swiss CHF 100,000 protection limit; investments, cards, pension products and rates retain separate terms.

Bank Zero issues personal, business and qualifying deposit accounts directly as a mutual bank. Eligible deposits aggregate under CODI; cash, immediate payments, card delivery, foreign transactions and other extras retain separate fees.

Coastal Community Bank demand-deposit account managed through Bluevine for qualified US-registered businesses, with Standard, Plus and Premier plans and conditional sweep-program coverage.

Bank of Montreal directly provides conditional Canadian business deposit accounts. Essential has channel, transaction, cash and plan conditions; eligible deposits can enter CDIC protection subject to member, depositor, category and aggregation rules.

BoursoBank is the banking brand of French credit institution Boursorama. Eligible deposits aggregate at the institution under the FGDR limit; cards, account opening, overdraft, savings, investment and promotional terms remain separate.

bunq B.V. holds eligible deposits under its Dutch bank licence, while its integrated crypto feature uses Kraken for verification, execution and custody. Deposits and crypto retain different entities, fees and protection.

bunq B.V. holds eligible deposits under the Dutch Deposit Guarantee while its French integrated crypto guidance uses Kraken for verification, execution and custody. Deposits and crypto retain different entities, fees, risks and protection.

Capitec issues the cited transaction and savings deposits directly. Qualifying balances aggregate under CODI; business, credit, insurance, investment, card and channel services retain separate contracts and fees.

Block provides the wallet, peer payments and Savings feature. Card or Sponsored Account status can make eligible cash and savings balances conditionally eligible for pass-through insurance at named banks. Card, brokerage, credit and virtual-currency products use separate issuers or entities; pending balances, Bitcoin and investing are excluded from deposit coverage.

Eligible US individuals can apply for a personal checking account at one named partner bank. Chime is not a bank; eligible deposits can receive FDIC pass-through coverage only when applicable conditions are satisfied. Savings, secured cards, SpotMe, MyPay and membership tiers retain separate issuer, eligibility, fee, credit and state terms.

Coinbase publishes UAE identity and USD SWIFT workflow documentation, but the approved sources do not resolve the exact contracting entity or a complete UAE product scope.

Coinbase Australia holds AFSL 569752 and AUSTRAC registrations for virtual-asset and remittance services. Its agreement states that digital assets and fiat are not protected by the Australian Financial Claims Scheme.

The Brazil terms separate Coinbase digital-asset exchange services from EBANX's purpose-limited prepaid BRL payment account and Pix facilitation. Neither electronic money nor digital assets are FGC-insured Brazilian bank deposits.

Coinbase Canada is a restricted dealer across Canada. Fiat-wallet funds and digital assets may not be protected by CDIC, CIPF or another insurance scheme, and payment methods, assets, fees and services remain conditional.

The current agreement for Swiss residents identifies UK-authorised CB Payments Ltd for e-money and digital-asset services. Switzerland is listed for conditional cash-balance access; e-money and digital assets do not become Swiss bank deposits or esisuisse-protected balances.

Coinbase Luxembourg S.A. provides MiCA-authorised crypto-asset services for German customers, while Coinbase Ireland Limited provides cited e-money services. Crypto assets are not bank deposits and trading, asset, transfer and fee conditions remain product-specific.

Coinbase Luxembourg S.A. provides MiCA-authorised crypto-asset services for French customers, while Coinbase Ireland Limited provides cited e-money services. Crypto assets are not bank deposits and all asset, transfer and fee conditions remain product-specific.

UK e-money and digital-asset services are conditional and separate; eligible accounts can receive supported crypto using an exact asset, network, address and any required tag or memo.

Coinbase Singapore holds an MAS Major Payment Institution licence for cross-border transfer and digital-payment-token services. Its fiat wallet is not an SDIC-insured deposit, and digital-asset safeguarding retains cross-border recovery risk.

Coinbase, Inc. provides the reviewed United States retail exchange and custodial account. Eligible cash can be held at insured financial institutions or in permissible liquid investments, digital assets remain outside FDIC, NCUSIF and SIPC treatment, and card, staking, equities, derivatives and self-custody products retain separate entities and terms.

Commonwealth Bank of Australia directly provides the cited Business Transaction Account and Business Foreign Currency Account. Eligible AUD deposits can enter the FCS framework if activated, but APRA excludes foreign-currency deposits; currencies, interest, fees, authorities and payment services retain separate conditions.

D360 has operated as a licensed Saudi digital bank since 2024. Eligible deposits can enter DPF; its Mudaraba savings terms separately warn that expected profit and capital preservation are not guaranteed under that investment structure.

Discovery issues the cited transaction and savings deposits directly. Qualifying accounts aggregate under CODI; plan, income, Vitality, forex, credit, reward and transaction conditions remain separate.

EQ Bank is a trade name of Equitable Bank. The cited Personal Account is a CAD deposit account with no monthly maintenance fee, but account, transaction, hold, residency and provincial conditions remain product-specific.

GoTyme issues the cited current and deposit accounts directly as a South African bank. Qualifying deposits aggregate under CODI's R100,000 per-depositor, per-bank limit; GoalSave, fixed deposits, cards, advances and credit retain separate terms.

GXS Bank is a Singapore local bank. Eligible Singapore-dollar deposits aggregate at GXS under SDIC; savings pockets, cards, loans, business products, promotions and rates have separate conditions.

ICICI Bank directly provides an EEFC non-interest-bearing current account in a cited 24 currencies for eligible resident foreign-exchange earners. Monthly accruals remaining after approved use or commitments must be converted to INR by the end of the succeeding month.

Inter offers a digital current account through Banco Inter S.A. Eligible demand deposits and separately eligible bank-issued products can receive FGC treatment, subject to product scope and aggregation; investments, cards, insurance and credit remain separate.

Klar provides SOFIPO demand and term deposits. Eligible deposits aggregate at Klar under the 25,000-UDI protection limit; account tiers, rates, cards and credit retain separate conditions.

The core Mercado Pago balance is a prepaid payment account and is not FGC-covered. The cited disclosure says account resources follow payment-account segregation rules; any optional partner CDB has its own issuer, eligibility and FGC aggregation.

Mercado Pago Wallet is an IFPE electronic-payment-funds account, not a bank deposit and not IPAB-covered. Merchant aggregation, credit, cards and promoted returns use separate entities or terms.

Eligible US-registered businesses can apply for partner-bank checking and savings with conditional sweep coverage. Mercury is not a bank; IO and Treasury use separate card and investment structures. Current official pages differ in how they scope Evolve Bank & Trust, so the customer's statement and governing agreement control the exact account bank.

Monzo Bank Limited directly provides GBP personal and business current accounts. Supported foreign-currency receipts, international sends and card spending use conversion rather than persistent held foreign-currency balances; eligible GBP deposits remain FSCS scoped.

All Monzo US accounts closed on 8 June 2026. Remaining balances were returned by linked-account transfer or check, new incoming deposits are rejected, and the former Sutton Bank partner programme must not be presented as currently available.

N26 Bank SE holds eligible deposits, while N26 Crypto is separately powered, priced and custodied by Bitpanda Asset Management GmbH. Bank deposits and cryptoassets retain different entities, terms and protection.

N26 Bank SE holds eligible deposits under the German statutory scheme while N26 Crypto is separately priced and custodied by a Bitpanda entity. The current French product and support pages name different Bitpanda legal entities, so the exact crypto counterparty remains conflicting pending live contract confirmation.

N26 no longer offers US accounts and states that all former accounts are closed. Remaining balances were sent by check, historic information requires a support request, and the former US partner-bank model must not be presented as current availability or as N26 Bank SE's German deposit model.

National Australia Bank Limited directly provides the cited Business Everyday Account and a 16-currency Foreign Currency Account for eligible personal and business customers. Eligible AUD deposits aggregate for FCS purposes, but APRA excludes foreign-currency deposits; currencies, fees, authorities and payment services retain separate conditions.

neon is not a bank. Its personal accounts are held at FINMA-authorised Hypothekarbank Lenzburg, where eligible deposits including Spaces aggregate under the Swiss protection limit; plans, investments and cards remain separate.

Nickel is an ACPR-authorised payment institution providing a payment account, French IBAN and card. Customer funds are held separately in a BNP Paribas safeguarding account; Nickel is not reclassified as a bank or direct deposit account.

The Nubank account is a prepaid payment account. Customers may keep eligible money in that account or opt into an immediately liquid Nu Financeira RDB; only the exact eligible RDB receives FGC treatment and aggregates at its issuer or financial conglomerate.

Nu's current published account contract remains a SOFIPO demand-deposit contract. Eligible deposits aggregate at Nu under the 25,000-UDI SOFIPO protection limit; credit and any future bank migration require separate terms.

OM Bank is a registered bank and CODI member with current-account, card and payment functions. Only qualifying OM Bank deposits receive CODI treatment; Old Mutual insurance, investment, lending and rewards products remain separate.

Business and freelancer receiving flows automatically withdraw to an Indian bank or EEFC account; receiving details are not bank accounts and domestic-payment support is not inferred.

Payoneer Inc. provides eligible US businesses with conditional local receiving details, multi-currency balances, conversion, payments, withdrawal and card features under money-transmitter licences. Payoneer is not a bank, and receiving details are not foreign bank deposits owned by the customer.

UAE residents and qualifying businesses can open PayPal accounts under the cited agreement; available features, payment methods, withdrawals and fees remain transaction- and account-specific.

PayPal Australia may let personal and business customers hold and convert multiple currency balances. Customer balances are pooled at a licensed bank, but PayPal states that its purchased payment facility is exempt from the Financial Claims Scheme.

PayPal Brazil is a payment institution, not a bank. Its cited agreement limits balance functionality mainly to eligible commercial accounts and segregates electronic-money resources; those resources are not FGC-insured bank deposits.

PayPal Canada Co. provides personal and business payment accounts. PayPal is not a bank, balances are not deposits, and funds are not covered by CDIC or a provincial deposit insurer.

PayPal's Switzerland agreement identifies PayPal Pte. Ltd. and defines all account money as electronic money. Personal and business wallets, funding, withdrawals, fees and protection programmes are transaction-specific and not Swiss bank deposits.

PayPal's Luxembourg entity provides German personal and business payment accounts. The cited agreement defines the balance as electronic money, not a deposit or investment, and explicitly excludes deposit-guarantee and investor-compensation protection.

PayPal's Luxembourg entity provides French personal and business payment accounts. The cited agreement defines balances as electronic money, not deposits or investments, and excludes deposit-guarantee protection.

India services are international and export-payment oriented; PayPal states that it is not a bank in India and does not provide a stored-value service.

PayPal provides conditional payment and withdrawal functions for Saudi accounts through PayPal Pte. Ltd. It is not a Saudi bank, and linked-bank or card processing does not make the PayPal balance DPF-insured.

PayPal Singapore provides personal and business payment accounts as an MAS-licensed Major Payment Institution. A payment licence or wallet balance is not treated as an SDIC-insured bank deposit.

PayPal, Inc. provides personal and business payment accounts; ordinary balances are unsecured claims, named conditions can place eligible US dollars at Program Banks, and Savings, debit-card and crypto products retain separate providers and terms.

PayPal provides a cross-border payment account subject to South African exchange-control rules and a 30-day withdrawal requirement for received funds. FNB facilitation does not make the PayPal balance a South African bank deposit or create CODI coverage.

PicPay is a prepaid payment account. When the yield option is available, its terms allow the balance to be directed to a partner-issued CDB; FGC protection follows that exact CDB issuer and conglomerate, not the PicPay wallet or unrelated assets.

Royal Bank of Canada directly provides conditional Canadian business deposit accounts. Digital Choice has channel, transaction, cash and package conditions; eligible deposits can enter CDIC protection subject to member, depositor, category and aggregation rules.

Revolut announced final CBUAE SVF and Retail Payment Services Category II licences, but its own announcement says the UAE customer product is still being prepared before full-scale launch.

The current personal product is a multicurrency e-wallet that can hold electronic money in different currencies and is protected by a bank guarantee held through GLAS. Revolut's APRA bank-licence application does not make the current account a bank deposit.

The current Swiss personal agreement is with Lithuanian Revolut Bank UAB and treats current-account money as a deposit. Eligible deposits aggregate under Lithuania's EUR 100,000 scheme, not Swiss esisuisse; cards, investments and crypto use separate entities and terms.

Revolut Bank UAB or its German branch holds eligible deposits, while Revolut Digital Assets Europe Ltd separately provides conditional MiCA crypto services. Deposit insurance does not cover cryptoassets.

Revolut Bank UAB or its French branch holds eligible deposits under Lithuania's scheme, while Revolut Digital Assets Europe Ltd separately provides conditional MiCA crypto and Revolut X services. French branch treatment does not move RDAEL crypto into deposit protection.

Revolut Bank UK Ltd provides the cited GBP business current account and supported currency subaccounts with conditional exchange, payment and plan functions. Eligible bank deposits can enter FSCS protection; crypto and other separate-entity products remain outside that deposit state.

Revolut Payments India provides the INR PPI wallet, while Revolut Forex India separately provides an AD-II prepaid multicurrency forex card with foreign-currency pockets. Neither product is a customer bank deposit, and the forex card is unavailable for domestic India, Nepal, Bhutan or INR use.

Revolut Bank Mexico publishes personal account, plan, fee and IPAB materials and appears in current CNBV bank capital reporting. Eligible deposit products aggregate under IPAB; plans, cards, investments and promotions remain separate.

Revolut Singapore is an MAS-licensed Major Payment Institution. E-money is safeguarded in commingled trust accounts at named banks and is explicitly outside the Singapore Deposit Insurance Scheme.

Revolut Technologies Inc. manages a Lead Bank prepaid-card programme and exposes separate balances for 25 listed holding currencies. A held balance, local receiving detail, transaction-time card conversion and Lead Bank deposit programme are separate capabilities and protection questions.

SNB provides direct current and deposit accounts as a licensed Saudi bank. Eligible deposits aggregate under DPF; SADAD, sarie, cards, gold, finance, savings and business products retain separate terms.

SoFi Bank directly offers checking and savings deposits. Each account can separately opt into a deposit-placement programme with allocation, ownership-category, recordkeeping, outside-balance and timing conditions. Crypto, investments, loans and credit remain separate products.

Starling Bank Limited directly provides conditional GBP current accounts and an eligible secondary personal euro current account with EUR holding, SEPA, IBAN, conversion and card-currency controls. Eligible GBP and EUR deposits aggregate under FSCS rules.

SBI directly provides an RFC(D) non-interest-bearing current account in USD, GBP and EUR for eligible resident individuals and defined foreign-currency sources. No cheque book or ATM card is provided, and monthly conversion conditions apply.

STC Bank has operated as a licensed Saudi digital bank since 2025. Eligible deposits can enter the DPF framework; current accounts, savings, cards, transfers, business and finance products retain separate terms.

Stori Cuenta+ demand and term deposits are issued by Stori México SFP and aggregate under the 25,000-UDI protection limit. Account levels, rates, cards and credit remain separate.

Trust Bank Singapore Limited holds a Singapore full-bank licence. Eligible Singapore-dollar deposits aggregate at Trust Bank under the SDIC limit; savings plans, cards, PayNow, rewards and rates retain product conditions.

Ualá issues the cited demand deposit directly as a Mexican bank. Eligible deposits aggregate under IPAB's 400,000-UDI limit; cards, credit, equities, rewards and promotional rates retain separate terms.

Ubank is part of National Australia Bank Limited, which issues the cited Spend and Save accounts. Deposits aggregate with other NAB deposits for the Financial Claims Scheme and rates remain conditional.

Up is a brand of Bendigo and Adelaide Bank Limited, which issues the Up Everyday and Saver deposit accounts. The cited personal products are for individuals aged over 16 and are not available for business use.

urpay is an electronic-money wallet with conditional cash-in, payments, redemption, card and transfer functions. Its Al Rajhi affiliation does not make wallet money a bank deposit or create DPF coverage.

Varo Bank, N.A. directly provides the cited personal bank and savings accounts. Eligible deposits use standard FDIC coverage at Varo, while Believe, Advance and Line of Credit remain separate secured-card or lending products with distinct eligibility, fees, limits and credit effects.

Wealthsimple Payments Inc. manages the chequing account and is not a bank or CDIC member. Eligible cash is held in trust at member institutions, with coverage dependent on member allocation, category, ownership and aggregation rules.

Current Wise UAE pages conflict on whether sending from the UAE is live, while the ADGM register shows Wise Nuqud Ltd's permission as withdrawn. Editorial resolution is required.

Wise Australia is an APRA-authorised limited ADI for purchased payment facilities and holds AFSL 513764. Eligible personal and business customers can hold 40 or more currencies and obtain conditional receiving details in 22; ordinary balances and the separate capital-at-risk Interest investment retain different protection states.

Brazil residents can hold BRL and supported currencies, use conditional card and Pix functions and pay transaction-specific fees. Ordinary Wise balances are safeguarded rather than FGC-insured deposits; Rende+ is a separate capital-at-risk investment.

Wise Payments Canada Inc. provides eligible Canadian businesses conditional multicurrency holding, receiving, conversion, payment, card and team functions. It is not a bank and the ordinary balance is not presented as a CDIC-insured deposit.

Wise Europe SA serves Swiss residents with a multicurrency payment account and transfers. Wise is not a bank; ordinary balances are safeguarded outside Swiss and Belgian deposit insurance, while Interest is a separate capital-at-risk investment.

Wise Europe SA provides a safeguarded payment account. Outgoing transfers to crypto platforms are unsupported; incoming crypto-platform payments remain narrowly conditional. Wise does not provide crypto custody for this account.

Wise Europe SA provides a safeguarded French payment account rather than a deposit. Outgoing account transfers to crypto platforms are unsupported and incoming payments remain narrowly conditional; Wise does not provide crypto custody for this account.

Wise Payments Limited offers eligible UK personal and business customers conditional holding, receiving-detail, conversion, transfer and card functions across multiple currencies. Ordinary balances are safeguarded e-money rather than FSCS-insured deposits; Wise Assets is a separate investment state.

Eligible Indian businesses can use foreign local receiving details, but receipts are automatically converted to INR and transferred to the verified Indian bank account. The details cannot hold balances or send money, while outward services use a separate limited AD-II scope.

Wise's current Mexico disclosures identify a local IFPE and conditional MXN transfer and balance functions. It is not a bank; electronic payment funds and cross-border services do not receive IPAB coverage merely because a bank processes a transfer.

Eligible Saudi residents can hold supported currencies with Wise under conditional overseas electronic-money terms. The balance is safeguarded rather than DPF-insured, and Wise does not currently issue new personal cards to Saudi residents.

Wise Asia-Pacific is an MAS-licensed Major Payment Institution and separate capital-markets licensee. The multicurrency account is not a bank deposit; Interest and Stocks are separate capital-at-risk investments.

Wise US Inc. offers eligible personal and business customers conditional holding, conversion, receiving and card features across multiple currencies. Ordinary balances are not bank deposits; only eligible opted-in USD interest funds can receive conditional pass-through insurance through the current programme bank.

South African residents can use conditional Wise account, receiving and transfer functions, while the cited ZAR route currently supports sending to rather than from ZAR. Wise is not a South African bank and its safeguarded balance is not CODI-covered.

Yuh Ltd operates the app and is not a bank. FINMA-authorised Swissquote Bank provides the cited banking and financial services; eligible deposits aggregate across Yuh and Swissquote at the bank, while securities, fractional positions, crypto, Swissqoin, card, TWINT and pension products remain separate. PostFinance exited Yuh ownership in July 2025.