NEOBANKDB
Market: US

Evidence directory / Approved publication records

Open the source. Keep the claim attached.

This directory exposes the approved source layer behind NeobankDB. A record identifies the publisher, source type, authority tier, official or recorded URL, observation date and editor-approved notes. It does not convert one document into a global provider fact, and it does not expose raw crawler output or unapproved candidate evidence.

629 approved records from 176 publishers span 134 source types. Observations in this local pack run from 2026-07-11 to 2026-07-13. These are coverage counts, not a freshness guarantee, quality score or provider ranking.

Tier 1137approved records
Tier 2129approved records
Tier 3140approved records
Tier 4175approved records
Tier 535approved records
Tier 67approved records
Tier 84approved records
Tier 92approved records

Approved evidence filters

Find the record, then inspect its scope.

629 of 629 approved recordsPage 1 of 27 · 24 records per page
  1. SRC-DICGC-IN-DEPOSIT-GUIDETier 1 / regulator or scheme

    A Guide to Deposit Insurance

    Deposit Insurance and Credit Guarantee Corporation

    Type
    deposit insurance regulator guidance
    Observed
    2026-07-13
    Authority
    1 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • DICGC says eligible savings, fixed, current and recurring deposits at insured banks are within the scheme, while listed exclusions include deposits received outside India and inter-bank or government deposits.
    • The current ceiling is INR 500,000 for principal and interest in the same right and capacity across all branches of the same bank.
    • An exact foreign-currency account, ownership capacity, valuation and insured-bank status still require confirmation; prepaid cards, PPIs, receiving details and non-bank payment balances do not inherit a bank's deposit label.
    Open official or recorded source
  2. SRC-SOFI-AGREEMENT-ACCESSTier 4 / official guidance

    Accessing the SoFi Deposit Account Agreement

    SoFi Help Center

    Type
    official support
    Observed
    2026-07-13
    Authority
    4 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • SoFi directs customers to retrieve the current Deposit Account Agreement after signing in through the Banking legal-agreements control.
    • The current full deposit agreement was therefore unavailable for anonymous public review.
    • The review must not infer unpublished eligibility, hold, closure, error-resolution or account-specific terms from marketing pages.
    Open official or recorded source
  3. SRC-REG-FR-ACPR-SCOPETier 1 / regulator or scheme

    ACPR authorisation and supervisory mandate

    Autorité de contrôle prudentiel et de résolution

    Type
    official regulator mandate
    Observed
    2026-07-13
    Authority
    1 of 10
    Publication state
    Approved source record
    Review 2 approved evidence notes
    • ACPR states that it authorises and supervises banking and insurance institutions and intermediaries and has prudential, customer-protection and AML/CTF responsibilities.
    • Its work sits within a European framework and overlaps with ECB and AMF responsibilities; the mandate does not prove a provider's permission.
    Open official or recorded source
  4. SRC-AIRWALLEX-RECIPIENTSTier 4 / official guidance

    Add and manage Airwallex transfer recipients

    Airwallex Help Centre

    Type
    official operational guidance
    Observed
    2026-07-13
    Authority
    4 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Airwallex lets eligible users create a business or individual recipient under Transfers and enter location-, currency- and method-specific bank details.
    • Local and SWIFT choices depend on the destination and currency, and Airwallex can request additional beneficiary information or reject fields that fail the applicable validation rules.
    • Saving a recipient record does not certify Wise as a universally supported destination or guarantee that a later transfer passes review and receiving-provider checks.
    Open official or recorded source
  5. SRC-REVOLUT-UK-BENEFICIARYTier 4 / official guidance

    Add, edit or delete a Revolut bank beneficiary

    Revolut United Kingdom Help Centre

    Type
    official recipient guidance
    Observed
    2026-07-13
    Authority
    4 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Revolut lets an eligible customer add a Bank recipient under Payments and saves the beneficiary details for later transfers.
    • An account number or IBAN can be edited from the saved beneficiary, but the current owner, bank instruction and destination fields still need to be verified before sending.
    • Saving or editing a beneficiary does not guarantee the recipient, currency, amount, payment scheme or later transfer will pass review.
    Open official or recorded source
  6. SRC-REG-AE-FSRA-SCOPETier 1 / regulator or scheme

    ADGM Financial Services Regulatory Authority scope

    Abu Dhabi Global Market

    Type
    official regulator mandate
    Observed
    2026-07-13
    Authority
    1 of 10
    Publication state
    Approved source record
    Review 2 approved evidence notes
    • ADGM describes the FSRA's financial-services regulatory framework, authorisation, market-integrity, customer, investor, AML/CFT, securities and virtual-asset responsibilities within ADGM.
    • FSRA jurisdiction is limited to ADGM and does not establish CBUAE, SCA, VARA or DFSA permissions.
    Open official or recorded source
  7. SRC-AIRWALLEX-AU-BUSINESSTier 5 / official product

    Airwallex Australia Business Account

    Airwallex

    Type
    official product
    Observed
    2026-07-13
    Authority
    5 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Airwallex describes a business-only platform for eligible Australian organisations with multicurrency collection, transfer, card, payment and accounting features.
    • Onboarding, entity type, ABN, currencies, destinations and individual features remain subject to verification and product conditions.
    • The business-account label does not make Airwallex a bank or make Yield a deposit.
    Open official or recorded source
  8. SRC-AIRWALLEX-AU-PRICINGTier 3 / protection or pricing

    Airwallex Australia plans and pricing

    Airwallex

    Type
    official fee schedule
    Observed
    2026-07-13
    Authority
    3 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • The Explore plan was listed at AUD 29 per month or AUD 0 when the cited deposit-flow or wallet-balance condition is met; Grow was AUD 99 per month when observed.
    • FX, transfers, payment acceptance, spend users and other transaction or product charges remain separate.
    • Yield return figures are investment snapshots net of cited fees, carry capital risk and are not bank-deposit rates.
    Open official or recorded source
  9. SRC-AIRWALLEX-TRANSFER-FAILURESTier 4 / official guidance

    Airwallex bank-transfer failures

    Airwallex Help Centre

    Type
    official operational guidance
    Observed
    2026-07-13
    Authority
    4 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Airwallex lists invalid recipient name, account number, routing number, SWIFT code, currency, correspondent information or unsupported account type among possible bank-transfer failure reasons.
    • A failed transfer is cancelled and refunded after cancellation, while a recipient bank can separately return a payment and the customer may need to create a corrected new transfer.
    • A return or refund can have separate timing and FX consequences and should be confirmed before any retry.
    Open official or recorded source
  10. SRC-AIRWALLEX-CA-PRICINGTier 3 / protection or pricing

    Airwallex Canada plans and pricing

    Airwallex

    Type
    official fee schedule
    Observed
    2026-07-13
    Authority
    3 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • The Explore plan was listed at CAD 0 per user per month for up to ten eligible Spend users when observed; transaction and product fees remain separate.
    • The table listed 0.5 percent above interbank rates for major-currency FX, 1 percent for other currencies, and CAD 20 to 35 for cited SWIFT transfer modes.
    • Pricing, route availability, plan definition, team size, network charges and custom terms can change.
    Open official or recorded source
  11. SRC-AIRWALLEX-CA-BUSINESSTier 5 / official product

    Airwallex Canadian Business Account

    Airwallex

    Type
    official product
    Observed
    2026-07-13
    Authority
    5 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Airwallex describes a Canadian business-only account for eligible organisations, with multicurrency collection, transfers and corporate-card tooling.
    • It identifies Airwallex (Canada) International Payments Limited and FINTRAC MSB registration M19395067.
    • Business verification, entity type, currencies, destinations, features and approval timing remain conditional.
    Open official or recorded source
  12. SRC-AIRWALLEX-GLOBAL-ACCOUNT-STATUSESTier 4 / official guidance

    Airwallex Global Account status transitions

    Airwallex Docs

    Type
    official account status guidance
    Observed
    2026-07-13
    Authority
    4 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • A Global Account can be processing, active, failed or closed, and only the active state is ready for use.
    • Creation can fail or an account can close because of customer, Airwallex or underlying financial-institution action.
    • Previously issued details must therefore be rechecked before each transfer rather than treated as permanent.
    Open official or recorded source
  13. SRC-AIRWALLEX-AU-GLOBAL-ACCOUNTSTier 3 / protection or pricing

    Airwallex Global Accounts and multicurrency wallet

    Airwallex

    Type
    official business multicurrency product schedule
    Observed
    2026-07-13
    Authority
    3 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Airwallex lists business Global Accounts with local bank details and wallet collection and holding in 20 or more currencies, plus conversion, local payout, Swift and corporate-card capabilities.
    • The observed Explore price is AUD 29 monthly or AUD 0 when the stated monthly deposit-flow or combined-balance condition is met; FX, Swift and other transaction charges are separate.
    • Global Account details feed an Airwallex wallet protected under the separate cited bank-guarantee structure; the details are not direct customer deposits and Yield is a separate investment.
    Open official or recorded source
  14. SRC-AIRWALLEX-GLOBAL-ACCOUNT-DOCSTier 5 / official product

    Airwallex Global Accounts technical guide

    Airwallex Docs

    Type
    official receiving account guidance
    Observed
    2026-07-13
    Authority
    5 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Airwallex Global Accounts expose account name, number, type, financial-institution details and supported deposit features by currency, transfer method and local clearing system.
    • A Global Account may support LOCAL, SWIFT or both, and different routing codes can apply to ACH, Fedwire or another clearing method.
    • The account status must be active and the exact authenticated supported feature controls; the guide does not promise that any arbitrary bank payment will settle.
    Open official or recorded source
  15. SRC-AIRWALLEX-PAYOUTS-OVERVIEWTier 4 / official guidance

    Airwallex payouts overview

    Airwallex Docs

    Type
    official payment guidance
    Observed
    2026-07-13
    Authority
    4 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Airwallex separates payouts to external bank accounts from instant payouts to other Airwallex accounts and documents wallet-funded and Linked-Account-funded bank payouts as distinct solutions.
    • External bank-account payouts can use local or SWIFT methods, while the beneficiary details, funding source, market and integration determine the available flow.
    • The overview does not make a card purchase, Global Account collection or direct-debit deposit equivalent to an outgoing bank payout.
    Open official or recorded source
  16. SRC-AIRWALLEX-TRANSFER-TIMINGTier 4 / official guidance

    Airwallex transfer timing and processing

    Airwallex Help Centre

    Type
    official timing guidance
    Observed
    2026-07-13
    Authority
    4 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Airwallex says most transfer methods have an estimated flight time from zero to three business days, displayed during transfer creation for the selected recipient, method and date.
    • Bank holidays, inaccurate account information and requests for supporting documents can delay the transfer beyond the initial estimate.
    • Customers should use the live estimate and contact Airwallex after the relevant window rather than applying one generic arrival time to every rail.
    Open official or recorded source
  17. SRC-AIRWALLEX-US-PAYOUT-RAILSTier 4 / official guidance

    Airwallex United States bank-account payout network

    Airwallex Docs

    Type
    official payment guidance
    Observed
    2026-07-13
    Authority
    4 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Airwallex documents USD local payouts to United States bank accounts over ACH, Next Day ACH, FedNow and Fedwire, plus separate paper-check and SWIFT methods.
    • US ACH and Fedwire recipient records require the account-holder name, account number, a method-appropriate nine-digit ABA routing number, USD currency and US bank-country code.
    • Published flight times are zero to two business days for ACH, zero to one for Fedwire and zero to three for SWIFT, subject to method, limit, customer, bank and compliance conditions.
    Open official or recorded source
  18. SRC-AIRWALLEX-US-TRANSFERSTier 4 / official guidance

    Airwallex United States business transfers

    Airwallex

    Type
    official payment guidance
    Observed
    2026-07-13
    Authority
    4 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Airwallex describes business payouts to suppliers and employees in more than 200 countries and local-rail payouts in more than 120 countries, with recipient, customer and corridor conditions.
    • The page lists local transfers as typically free and SWIFT transfers at USD 15 to USD 25, while FX, plan, correspondent, receiving and other charges remain separate.
    • Airwallex says most transfers arrive the same day and many instantly, but method, currency, business hours, review and recipient-bank processing control the actual result.
    Open official or recorded source
  19. SRC-AIRWALLEX-US-GLOBAL-ACCOUNTSTier 4 / official guidance

    Airwallex United States Global Accounts

    Airwallex US, LLC

    Type
    official multicurrency business product guidance
    Observed
    2026-07-13
    Authority
    4 of 10
    Publication state
    Approved source record
    Review 3 approved evidence notes
    • Airwallex describes business-only Global Accounts with local details in more than 20 currencies and receiving coverage across more than 70 countries, subject to eligibility and live coverage.
    • Received funds can be held in the Airwallex wallet, converted, spent or paid out; a local account detail is a collection route rather than proof of a separate bank deposit in every market.
    • Airwallex US, LLC remains a money transmitter, while eligible pass-through treatment for some US customer funds depends on the exact Evolve programme and legal conditions.
    Open official or recorded source
  20. SRC-REG-FR-AMF-SCOPETier 1 / regulator or scheme

    AMF market and investor-protection mandate

    Autorité des marchés financiers

    Type
    official regulator mandate
    Observed
    2026-07-13
    Authority
    1 of 10
    Publication state
    Approved source record
    Review 2 approved evidence notes
    • AMF describes regulation of French financial markets, participants, investment products and specified digital-asset service providers, with investor information and protection duties.
    • AMF status is not an ACPR banking permission, deposit protection or investment-value guarantee.
    Open official or recorded source
  21. SRC-REG-AU-APRA-SCOPETier 1 / regulator or scheme

    APRA functions and supervised sectors

    Australian Prudential Regulation Authority

    Type
    official regulator mandate
    Observed
    2026-07-13
    Authority
    1 of 10
    Publication state
    Approved source record
    Review 2 approved evidence notes
    • APRA identifies licensing, prudential policy, supervision, enforcement and resolution functions across authorised deposit-taking institutions, insurers and most superannuation entities.
    • APRA also describes the Financial Claims Scheme in resolution; sector supervision alone does not prove a named product's protection or a named provider's authorisation.
    Open official or recorded source
  22. SRC-REG-AU-ASIC-SCOPETier 1 / regulator or scheme

    ASIC role and statutory objectives

    Australian Securities and Investments Commission

    Type
    official regulator mandate
    Observed
    2026-07-13
    Authority
    1 of 10
    Publication state
    Approved source record
    Review 2 approved evidence notes
    • ASIC describes itself as Australia's integrated corporate, markets, financial-services and consumer-credit regulator.
    • ASIC conduct and market functions must not be presented as APRA prudential supervision, a banking authorisation or deposit protection.
    Open official or recorded source
  23. SRC-REG-AU-AUSTRAC-SCOPETier 1 / regulator or scheme

    AUSTRAC role and virtual-asset supervision

    Australian Transaction Reports and Analysis Centre

    Type
    official regulator mandate
    Observed
    2026-07-13
    Authority
    1 of 10
    Publication state
    Approved source record
    Review 2 approved evidence notes
    • AUSTRAC identifies its dual role as Australia's AML/CTF regulator and financial intelligence unit; current official material also describes in-scope virtual-asset service-provider supervision.
    • AML/CTF registration or supervision is not a banking, securities or investment authorisation.
    Open official or recorded source
  24. SRC-RAIL-GB-BACS-2026Tier 1 / regulator or scheme

    Bacs System Principles

    Pay.UK

    Type
    official payment rail
    Observed
    2026-07-13
    Authority
    1 of 10
    Publication state
    Approved source record
    Review 2 approved evidence notes
    • Pay.UK identifies Bacs as the UK interbank retail system supporting the Direct Debit and Bacs Direct Credit schemes through a multi-day submission, processing and entry cycle.
    • Bacs access can be direct or sponsored; scheme existence does not prove a provider supports payroll, collections, mandates or a specific submission cutoff.
    Open official or recorded source

Read the ledger

A citation is evidence, not the conclusion.

A source record answers a narrow question: what did this publisher document at the URL NeobankDB observed on the stated date? The public note records the approved interpretation used by a page. It remains separate from rendered comparison copy so an editor can change prose without silently changing the underlying evidence.

Source IDs create traceability across providers, market availability, comparisons and transaction edges. Reusing an ID does not broaden its scope. A United States agreement cannot prove a United Kingdom product, a pricing page cannot prove a legal entity, and a bank partner statement cannot automatically extend deposit protection to crypto, securities or another programme.

Observation date is not an expiry date.

The date shows when NeobankDB reviewed the public record. It does not guarantee the page is unchanged today. High-risk claims about entities, licences, protection, fees, availability and transaction support require launch-time or decision-time rechecking.

Authority model

Priority helps review; it never replaces scope.

Lower numbers generally identify stronger primary authority in this publication model.

01

Regulator, government and scheme records

Registers, regulator notices, payment-system operators and official protection schemes establish legal or market context. They can confirm an institution, permission, rail or protection framework, but only for the subject and jurisdiction actually named.

02

Legal terms and official operator records

Agreements, disclosures and operator documents identify contracting roles and binding conditions. A long legal document can still be product-specific, date-specific or silent about the feature a visitor wants to use.

03

Protection, pricing and product schedules

Fee schedules and protection guidance support exact values and conditions. They must not be merged across plans, audiences, currencies, rails or markets. A listed fee is not a guarantee that the underlying transaction is available.

04–05

Official guidance and product pages

Help centres and product pages document customer flows and marketed availability. They support operational instructions when the entity and market align, but they rank below contrary legal or regulatory evidence.

06–09

Listings and discovery evidence

App listings and lower-priority discovery records can help locate a product or conflict. They do not independently approve a material legal, protection, fee or route claim. Competitor records remain discovery-only.

Conflict

Two official records can still disagree

Authority does not permit silent conflict resolution. NeobankDB retains both records, scopes the disagreement and blocks a positive conclusion until an approved review explains which source controls and why.

Operational states

The directory fails closed when evidence cannot resolve.

Interface state and evidence state remain separate.

Loading

Filter changes announce a temporary loading state; the directory does not flash an invented match while the approved set is recomputed.

Empty

A zero-result filter shows no approved match and offers a reset. Candidate or private evidence is never promoted to fill the list.

Stale

An older observation date is visible, but date alone does not assign a stale fact state. The material claim must be reverified and explicitly classified.

Error

Missing IDs, duplicate records or malformed publication fields block the directory instead of generating replacement metadata.

Unavailable

If approved notes or a required field are unavailable, the record says so. It does not ask a model to reconstruct private editorial context.

Conflict

Source presence is not a majority vote. Contradictory material evidence requires human review, market scope and an explicit publishable state.

Public boundary

The ingestion system stays private.

Public visitors can inspect approved source metadata and the notes used by publication views. They cannot access crawl snapshots, extraction prompts, rejected facts, private reviewer discussion, credentials, support messages, customer data or unpublished change candidates. Those records require separate access control, retention and audit policies.

No crawler or model can publish directly. A candidate must pass schema validation, subject and market scoping, source ranking, conflict analysis and human approval before it appears here. Corrections and before-and-after provider events will use their own workflow rather than silently editing this directory into a news feed.

Read the research methodology