One currency list. Many different legal structures.
Compare products that can hold, receive, convert or spend across currencies without calling them all banks. Start with the country and customer job, then inspect the exact legal entity, account type, receiving method and protection statement in the approved market record.
The collection currently contains 11 provider recordsacross 14 evidenced markets. These are repository fixtures—not a market-size or ranking claim.
Evidence filters
Filter the market record, not the brand promise.
11 of 11 recordsCross-market view
R
Revolut
market specific
A multi-product financial platform whose exact legal and account structure varies by market.
Audience
personal · business · travel
Market records
10
Evidence
verified us uk india australia scoped
United States: availableUnited Kingdom: available with business entity onboarding plan currency payment and product conditionsIndia: available with separate inr wallet and multicurrency forex card conditionsUnited Arab Emirates: licensed prelaunchAustralia: available as e wallet with pending bank licence applicationGermany: available with branch migration and product conditionsFrance: available with branch account and product conditionsSingapore: available as e money with customer product and limit conditionsSwitzerland: available with identity account entity and product conditionsMexico: available with residency identity acceptance plan and product conditions
A multicurrency account and international money-transfer platform with country-specific regulated entities.
Audience
personal · business · travel · freelancer
Market records
14
Evidence
verified launch markets including canada
United States: available with business eligibilityUnited Kingdom: available with business entity identity feature currency and fee conditionsIndia: available with product restrictionsUnited Arab Emirates: conflicting availability sourcesCanada: available with business entity identity feature currency card and route conditionsAustralia: available for eligible personal and business customers with product and route conditionsGermany: available with customer route and product conditionsFrance: available with customer route and product conditionsSingapore: available with customer route card and product conditionsSwitzerland: available with customer route card and product conditionsBrazil: available with residency currency card pix route and product conditionsMexico: available with identity citizenship currency route and entity conditionsSouth Africa: available with residency identity currency account detail route and product conditionsSaudi Arabia: available with residency identity currency funding receiving and product conditions card unavailable
A business payments, multicurrency account, cards and embedded-finance platform.
Audience
business · platform · ecommerce
Market records
5
Evidence
verified us canada australia business conditional
United States: available with restrictionsUnited Arab Emirates: prelaunch research requiredCanada: available for eligible canadian businessesAustralia: available for eligible australian businessesSingapore: available for eligible singapore businesses
A German-licensed mobile bank offering personal and freelancer accounts across supported European markets, with product-specific plan, card, savings, investment and crypto conditions; all former US accounts are closed.
Audience
personal · business · travel
Market records
3
Evidence
verified germany bank us market exit
Germany: available with residency identity and product conditionsUnited States: market exited all accounts closedFrance: available with residency identity and product conditions
A Dutch-licensed mobile bank serving eligible EEA residents and supported businesses, with Dutch deposit-guarantee treatment and market-, plan- and product-specific conditions.
Audience
personal · business · travel
Market records
2
Evidence
verified eea personal and supported business conditional
Germany: available with identity plan and product conditionsFrance: available with identity plan and product conditions
A Swissquote-owned finance app operated by Yuh Ltd whose banking, account, card, securities and digital-asset services use product-specific Swissquote Bank terms; PostFinance exited ownership in July 2025.
Audience
personal · saver · investor · crypto
Market records
1
Evidence
verified switzerland personal platform review conditional
Switzerland: available with residency identity acceptance and product conditions
An Indian scheduled commercial bank providing a conditional RFC(D) current account for eligible resident individuals with defined foreign-currency sources.
Audience
personal · travel · returning-resident
Market records
1
Evidence
verified india rfcd bank conditional
India: available to eligible resident individuals with source currency and conversion conditions
A currency list does not determine who holds the money.
The collection includes direct banks, regulated payment platforms and market-specific fintech structures. The selected country record controls.
direct-bank
Licensed bank account
N26, bunq, Alpian, ICICI Bank and SBI enter this collection through a licensed-bank structure in their supported markets. Eligible deposits can use the named protection scheme, subject to depositor, product, aggregation and market conditions. Investments, crypto, EEFC and RFC(D) restrictions remain separate.
Market eligibility and exact entity still control.payment-platform
Payment or business account
Wise, Airwallex and Payoneer provide multicurrency or cross-border payment utility under payment, money-transmission or business-platform structures. Receiving details can use partner institutions without turning the platform balance into a customer-owned bank deposit.
Safeguarding, custody and partner treatment vary by entity.market-specific
Fintech with changing entity model
Revolut, neon and Yuh require market-level reading. A banking group, partner bank, e-money issuer or branch can apply depending on country and product. The brand name alone cannot carry one global licence or protection badge.
Open the selected market record before comparing features.
How to shortlist
Choose the operating job before the provider.
The cards below explain distinct jobs. They are not winners, paid placements or substitutes for the market-filtered evidence above.
R
Receive and convert
payment route
Start with Wise, Revolut, Airwallex or Payoneer only when the selected market record documents the customer type and receiving workflow you need. Local details, Swift, card settlement and marketplace receipts are different routes.
Airwallex adds cards, expenses, payments and platform tooling around multicurrency funds. Wise is a more focused money-movement product. Compare actual currencies, users, suppliers, approvals and accounting needs rather than counting features.
Revolut, Wise, N26, bunq, neon, Yuh and Alpian can enter a travel shortlist for different reasons. Cash access, card fees, conversion windows, supported residence and protection model require separate market evidence.
“Supports currencies” is not a complete product fact.
Currency count can hide the differences that decide whether a product works. One currency may be hold-only, another may have local receiving details, another may support card spending but not cash deposit, and another may require an international transfer. The collection therefore shows approved market records instead of one global capability score.
1
Holding
Confirm which currencies can remain as balances, which are converted automatically and which products are deposits, safeguarded funds or another legal claim.
Market and entity required
2
Receiving
Local details, named accounts, partner-bank details, marketplace payments and Swift are not interchangeable. Sender type and ownership rules can change acceptance.
Rail and customer required
3
Converting
Compare the live rate, markup or route fee, supported pair, settlement order and volume. A mid-market label alone does not state the customer's total cost.
Quote required
4
Spending
Card eligibility, issuer, base currency, conversion timing, ATM limits, weekend pricing and merchant acceptance remain product- and market-specific.
Card terms required
Database methodology
Evidence is stored separately from display copy.
The public catalogue reads a validated publication repository. Provider names and summaries do not create availability: only a country-scoped availability record can do that. Source records keep publisher, URL, observed date and authority tier; candidate crawler or model output cannot publish directly.
01Validate schemas and relationships02Scope claims to market and product03Review conflicts and high-risk facts04Expose evidence date and state