Crypto access / France
An old PSAN badge is no longer enough.
France's national transition ended after 1 July 2026. The current question is which MiCA entity provides the exact crypto service, which bank or payment institution holds the euros, and who custodies the asset. N26, bunq and Revolut integrate separate crypto providers, Coinbase is exchange-first, and Wise blocks outgoing account transfers to crypto platforms.
Direct answer
Choose the current provider chain and evidence state.
bunq has the clearest named partner chain in this set: bunq holds the eligible bank deposit and Kraken handles the cited crypto execution and custody. Revolut also separates its bank from RDAEL and publishes dated changing fee terms. N26 offers integrated crypto, but its current French pages conflict on the exact Bitpanda legal entity, so that counterparty requires live confirmation. Coinbase is the exchange-first route. Wise is an explicit outgoing block.
Read the France market guideRead the N26 reviewRead the bunq reviewClassification first
MiCA authorisation does not turn crypto into a bank deposit.
The euro holder, crypto provider, custodian and evidence state remain separate.
Foreign bank deposit
N26, bunq and Revolut serve France through German, Dutch or Lithuanian bank entities. Their eligible deposits follow the exact home-state scheme, not automatically the French FGDR because the customer is in France.
Partner crypto service
N26 uses a Bitpanda chain and bunq uses Kraken. Integration reduces interface steps but does not merge pricing, execution, custody, complaints or deposit protection.
RDAEL group service
Revolut Bank UAB or its French branch holds the deposit, while RDAEL provides the cited crypto and Revolut X services under its own MiCA terms and dated fees.
MiCA exchange
Coinbase Luxembourg supplies crypto services and Coinbase Ireland supplies cited e-money services. Authorisation is not FGDR coverage, asset approval or guaranteed execution.
Verified FR crypto comparison
Change the job, not the evidence.
These controls only reorder approved market records. Legal entity, product class, protection wording, source date and confidence stay fixed.
Integrated crypto: Prioritises in-app workflows while retaining the bank, crypto provider and evidence-state split.
| Provider | Product type | Market status | Legal entity | Protection model | Evidence | Compare |
|---|---|---|---|---|---|---|
| N26Integrated trading where the customer confirms the exact Bitpanda counterparty first. | german bank with conflicting bitpanda partner entity disclosures | integrated trading available but exact crypto counterparty requires confirmation | N26 Bank SE for deposits; French sources currently name Bitpanda Asset Management GmbH and Bitpanda GmbH differently for crypto | Eligible N26 Bank SE deposits can enter Germany's statutory scheme; the separately provided cryptoassets do not.Partner entity is conflicting across current first-party pages; eligibility, price, fees, assets and custody also remain conditional. | 5 source records | |
| bunqIntegrated euro-account funding with a clearly named Kraken custody chain. | dutch bank account with separate kraken powered crypto service | integrated buy sell and swap with kraken verification fee and custody conditions | bunq B.V. for deposits; Kraken as the cited crypto execution and custody partner | Eligible bunq deposits can enter the Dutch Deposit Guarantee; Kraken-held cryptoassets do not.Verification, plan fee, spread, supported assets, custody, minimum amount and any security hold require live confirmation. | 5 source records | |
| RevolutIntegrated group access with explicit bank, RDAEL and changing-fee separation. | lithuanian bank french branch with separate rdael mica crypto service | integrated crypto and revolut x with changing fee and asset conditions | Revolut Bank UAB or its French branch for deposits; Revolut Digital Assets Europe Ltd for crypto | Eligible Revolut Bank UAB deposits can enter Lithuania's scheme; RDAEL cryptoassets do not.Transaction date, plan, rolling volume, fee version, asset admission, delisting, settlement and custody remain conditional. | 5 source records | |
| CoinbaseExchange-first trading and custody under the cited French MiCA migration. | luxembourg mica crypto service with separate irish e money service | available with identity asset payment execution custody and mica conditions | Coinbase Luxembourg S.A. for cryptoasset services; Coinbase Ireland Limited for cited e-money services | Coinbase e-money and cryptoassets have separate legal treatment; cryptoassets are not bank deposits.Identity, consent, payment method, order type, fee tier, assets, networks, custody and restrictions remain conditional. | 3 source records | |
| WiseOrdinary multicurrency payments with a clear no-outgoing-crypto-account boundary. | belgian payment account with outgoing crypto platform restriction | outgoing crypto platform transfers unavailable incoming narrowly conditional | Wise Europe SA | Ordinary Wise Europe funds are safeguarded rather than deposit-insured; Wise does not custody crypto for this account.Do not infer an outgoing transfer, business, wallet or exchange exception from a conditional incoming or card statement. | 5 source records |
N26
german bank with conflicting bitpanda partner entity disclosures- Market status
- integrated trading available but exact crypto counterparty requires confirmation
- Legal entity
- N26 Bank SE for deposits; French sources currently name Bitpanda Asset Management GmbH and Bitpanda GmbH differently for crypto
- Product note
- N26 embeds supported buying, selling and swapping for eligible French customers. Its current French product and support pages identify different Bitpanda legal entities, so the live contract must resolve pricing, execution and custody responsibility before use.
- Protection model
- Eligible N26 Bank SE deposits can enter Germany's statutory scheme; the separately provided cryptoassets do not.Partner entity is conflicting across current first-party pages; eligibility, price, fees, assets and custody also remain conditional.
View legal and product sources
bunq
dutch bank account with separate kraken powered crypto service- Market status
- integrated buy sell and swap with kraken verification fee and custody conditions
- Legal entity
- bunq B.V. for deposits; Kraken as the cited crypto execution and custody partner
- Product note
- bunq's French guidance describes an integrated Kraken verification, execution and custody flow. The eligible bunq deposit and the Kraken-held crypto remain different products with different entities, fees and protection.
- Protection model
- Eligible bunq deposits can enter the Dutch Deposit Guarantee; Kraken-held cryptoassets do not.Verification, plan fee, spread, supported assets, custody, minimum amount and any security hold require live confirmation.
View legal and product sources
Revolut
lithuanian bank french branch with separate rdael mica crypto service- Market status
- integrated crypto and revolut x with changing fee and asset conditions
- Legal entity
- Revolut Bank UAB or its French branch for deposits; Revolut Digital Assets Europe Ltd for crypto
- Product note
- Revolut's French bank account and RDAEL crypto services remain separate. RDAEL operates conditional retail crypto and Revolut X functions, while its fee page publishes dated current and scheduled future treatments.
- Protection model
- Eligible Revolut Bank UAB deposits can enter Lithuania's scheme; RDAEL cryptoassets do not.Transaction date, plan, rolling volume, fee version, asset admission, delisting, settlement and custody remain conditional.
View legal and product sources
Coinbase
luxembourg mica crypto service with separate irish e money service- Market status
- available with identity asset payment execution custody and mica conditions
- Legal entity
- Coinbase Luxembourg S.A. for cryptoasset services; Coinbase Ireland Limited for cited e-money services
- Product note
- Coinbase migrated French crypto services to its Luxembourg MiCA entity and retains a separate Irish e-money provider. It is an exchange and custody endpoint, not a French bank or proof of every sending account's compatibility.
- Protection model
- Coinbase e-money and cryptoassets have separate legal treatment; cryptoassets are not bank deposits.Identity, consent, payment method, order type, fee tier, assets, networks, custody and restrictions remain conditional.
View legal and product sources
Wise
belgian payment account with outgoing crypto platform restriction- Market status
- outgoing crypto platform transfers unavailable incoming narrowly conditional
- Legal entity
- Wise Europe SA
- Product note
- Wise does not permit outgoing account transfers to crypto platforms. Conditional incoming or region-specific card treatment does not reverse that outgoing account restriction or create Wise crypto custody.
- Protection model
- Ordinary Wise Europe funds are safeguarded rather than deposit-insured; Wise does not custody crypto for this account.Do not infer an outgoing transfer, business, wallet or exchange exception from a conditional incoming or card statement.
View legal and product sources
0 selected locally.No matching comparison is published
Protection boundary
None of these crypto balances is an FGDR-protected deposit.
The French FGDR can protect eligible deposits at an in-scope French credit institution, subject to the exact bank, depositor, product, aggregation and statutory conditions. That market framework does not mean every account offered to a French resident enters FGDR. N26 Bank SE's eligible deposits follow Germany's statutory scheme. bunq B.V.'s eligible deposits follow the Dutch Deposit Guarantee. Eligible deposits at Revolut Bank UAB, including branch-serviced accounts, follow Lithuania's cited scheme. A French IBAN, interface or branch does not by itself change the home-state guarantee.
Protection stops when eligible deposit money is exchanged for crypto. Bitpanda, Kraken, RDAEL and Coinbase custody obligations are not bank deposits. Wise's ordinary balance is safeguarded under its payment-institution model rather than deposit-insured, and its cited account policy blocks the outgoing crypto route. MiCA adds provider, conduct, custody and complaint obligations; it does not insure market value, prevent every service failure or reimburse an authorised scam. Record the responsible entity before and after each action.
N26 bank stage
Eligible N26 Bank SE deposits can enter the German scheme, not Bitpanda custody.
bunq bank stage
Eligible bunq deposits can enter the Dutch scheme, not Kraken custody.
Revolut bank stage
Eligible Bank UAB deposits can enter Lithuania's scheme, not RDAEL crypto.
Crypto stage
MiCA status is regulatory authorisation, not FGDR protection or a value guarantee.
Regulatory checkpoint
The French PSAN transition is over; verify current MiCA authority.
A former registration, brand history or app availability cannot replace the present provider and service check.
Transition ended
The AMF's 6 July 2026 statement says the national transition available to earlier PSANs ran through 1 July and that, from 2 July, the harmonised MiCA framework applies without distinction. A provider offering cryptoasset services in France therefore needs the applicable current MiCA authority or qualifying notification. This page does not treat an old PSAN entry, promotional claim or historic app availability as current approval.
Service-specific scope
Authorisation belongs to a legal entity and a defined set of services. Trading, execution, custody, transfer, exchange operation and e-money can sit with different entities. N26's bank licence does not identify its crypto counterparty. bunq's bank licence does not make Kraken custody a deposit. Revolut Bank UAB does not provide RDAEL trading, and Coinbase's Irish e-money entity is not the Luxembourg crypto provider.
What MiCA does not prove
MiCA requirements can address conduct, organisation, prudence, security, safeguarding, complaints and market integrity. They do not guarantee an asset's price, continuous listing, liquidity, order execution, withdrawal availability or recovery after an incorrect instruction. They also do not convert crypto into an insured deposit. The live register, contract, asset disclosure and transaction state remain necessary.
Conflicting evidence
N26's Bitpanda counterparty must be resolved before the order.
The current French N26 product page identifies Bitpanda Asset Management GmbH as the provider, while the current French support page identifies Austrian Bitpanda GmbH. Both are first-party N26 pages observed on the same date, and the difference is material because the crypto counterparty can control pricing, execution, custody and complaints. NeobankDB therefore displays a conflicting state instead of merging the names or selecting one without evidence.
Before using the feature, open the live contractual disclosure presented to the actual French account and record the full legal entity, registered address, regulator, terms version and complaint channel. If the contract remains unclear or differs from both public pages, do not publish or rely on a resolved classification. The product can still be described as conditionally integrated, but its exact provider chain stays unresolved until authoritative evidence aligns.
- 01Open the live French N26 Crypto contract before funding an order.
- 02Capture the full Bitpanda legal name, address and applicable regulator.
- 03Match that entity to pricing, execution, custody and complaint terms.
- 04Keep the public-source conflict visible until the contract resolves it.
- 05Recheck after any terms, app, residence or partner update.
Cost and changing states
Transaction date matters when a fee page publishes two regimes.
Use the authenticated preview and the terms effective for the actual order date.
N26 and bunq
N26's French sources list 1.5% for Bitcoin, 2.5% for other coins and 3.5% for specified low-liquidity assets, with a bounded Metal discount and live price preview. bunq lists 1.99% for Free, 0.99% for Core, 0.49% for Pro and 0.25% for Elite. A service fee is only part of cost: the price, spread, plan subscription, market movement and later withdrawal or sale conditions remain separate. Neither fee ladder is an investment recommendation.
Revolut dated change
The RDAEL fee page observed on 13 July 2026 publishes treatment before and from 10 August 2026. Current minimums, rolling-volume tiers and plan conditions therefore cannot be copied forward without the transaction date. The dynamic exchange rate is separate, and the app should show rate, fee and total before most orders. Scheduled future terms are a changing state, not the fee that automatically applies today.
Coinbase order type
Coinbase Advanced maker and taker fees depend on order type and the customer's current rolling-volume tier. Simple trades, spreads, network charges and other services use separate treatment. A Coinbase fee cannot be compared fairly with an integrated app fee without the same asset, amount, order type, time, cash method and custody outcome. Always use the authenticated fee page and order preview.
Loading, stale, failure and unavailable states
Preserve the state before choosing a recovery action.
A missing feature, conflicting entity, pending order and blocked payment require different responses.
Feature loading or empty
Wait for the official app to finish loading before concluding that an asset or feature is supported. If the list is empty, refresh once, confirm connectivity and app version, then treat the product as unavailable for that session. Do not fill an empty state with assets shown on marketing pages or another customer's account.
Evidence stale or conflicting
A dated source can become stale after an entity, fee, asset or policy update. Conflicting current sources require an explicit conflict marker, as with N26's Bitpanda disclosure. Preserve both source IDs and observation dates. Do not average legal names, promote one because it appears more convenient or silently carry yesterday's resolved state forward.
Wise transfer unavailable
Wise blocks outgoing account transfers to crypto platforms. Conditional incoming payments and region-specific card policy do not reverse that rule. Do not disguise the recipient, use another person's account or layer transfers through wallets to evade it. Keep the payment within supported Wise use or choose a separately documented lawful route.
Order pending or failed
Identify whether funding, submission, execution, settlement or withdrawal is pending. Contact the entity responsible for that stage using the order reference. The bank cannot resolve partner execution merely because its interface opened the service. Avoid duplicate orders and do not interpret a delayed credit as proof that the asset is lost.
Asset suspended or delisted
RDAEL's rules make admission, monitoring and delisting conditional. Other platforms also control their supported assets. Separate buying, selling, holding, deposit and withdrawal states: one available action does not establish all the others. Follow the current notice, applicable deadline and official recovery path without using an unverified bridge.
Scam or account takeover
Stop before another authorisation, secure the bank and crypto accounts and use official support. Preserve the recipient, order ID, device alerts and messages. Never provide a password, authentication code, seed phrase or remote screen access. MiCA and deposit protection do not guarantee recovery of an authorised scam or crypto market loss.
Decision walkthroughs
Six French crypto activities produce different answers.
These scenarios explain evidence boundaries, not personalised financial, tax or investment advice.
Integrated purchase with clear custody
bunq currently provides the clearest named partner chain in this set: bunq B.V. holds the eligible deposit and Kraken executes and stores the crypto. Confirm France and account eligibility, Kraken verification, the exact asset, fee, spread and custody terms. Dutch deposit protection stops when money becomes crypto, and a lower plan fee does not prove a better investment outcome.
Integrated N26 purchase
N26 exposes an integrated French flow, but the exact Bitpanda counterparty is presently conflicting across its two cited pages. Use the live contractual disclosure before an order and retain the conflict until it is resolved. Compare the preview price and fee, and keep the N26 Bank deposit separate from crypto custody and possible total-loss risk.
Revolut order before a scheduled change
Match the order date to the RDAEL fee regime. A term scheduled for 10 August 2026 does not automatically price an earlier trade, and current terms may change again. Review the authenticated rate, fee, total, plan limit and rolling-volume treatment. Revolut Bank UAB remains the deposit entity while RDAEL controls the cited crypto service.
Exchange-first trading
Coinbase is the exchange-first option, not a bank recommendation. Confirm that the Luxembourg MiCA entity provides the intended service and that the Irish e-money role is kept separate. Check payment method, cash state, order type, fee tier, asset, network, custody and withdrawal. Coinbase acceptance does not prove the sending account permits the route.
Wise multicurrency account
Keep Wise for its supported ordinary payment functions if it otherwise fits, but do not send account money to a crypto platform. Conditional incoming or card treatment is not an outgoing account exception. If Wise rejects or returns the payment, preserve the funds and status rather than layering intermediaries or changing the payment description.
Business treasury or client money
This personal-market evidence does not establish business eligibility, professional trading, client-asset handling or treasury suitability. Entity, authorised-person, source-of-funds, accounting, tax, promotion and custody rules can differ. Obtain relevant legal and tax advice instead of adapting a personal integrated feature or using a personal account for company or client activity.
Approved evidence
Every conclusion keeps its entity, evidence state and observation date.
MiCA scope, partner identity, fees, assets, custody, restrictions and protection need material-change reverification.
N26 France crypto evidence
N26 is displayed as german bank with conflicting bitpanda partner entity disclosures.
- The observed schedule lists Standard as free, Smart at EUR 4.90, Go at EUR 9.90 and Metal at EUR 16.90 per month.
- Cards, withdrawals, savings, PEA, investments, crypto, insurance and promotions have separate plan conditions.
- Investment and crypto products do not inherit deposit protection from the N26 bank account.
- N26 states that N26 Bank SE is a member of the Entschadigungseinrichtung deutscher Banken.
- Eligible deposits are protected up to EUR 100,000 per depositor under the statutory German scheme, subject to scheme rules.
- All eligible deposits held at N26 Bank SE aggregate for the limit; investment products are not converted into deposits.
- EdB describes statutory protection of eligible deposits up to EUR 100,000 per customer per member bank.
- Temporary higher-balance rules and depositor exclusions have separate statutory conditions and are not presented as a universal limit here.
- Membership and aggregation must be checked against the exact bank entity rather than an app or brand name.
- N26 says eligible French customers can access its integrated crypto product and identifies Bitpanda Asset Management GmbH as the separately authorised provider on this product page.
- The page lists standard fees of 1.5% for Bitcoin and 2.5% for other coins, a 3.5% low-liquidity exception and bounded Metal discounts, with the live preview controlling.
- Bitpanda supplies pricing and cold-storage custody; cryptoassets remain separate from N26 Bank SE deposits and German deposit-guarantee protection.
- The French support page says eligible customers can buy, sell and swap in-app and separately identifies Austrian Bitpanda GmbH as the digital-asset service provider.
- This partner-entity description differs from the French product page's Bitpanda Asset Management GmbH disclosure, so the exact counterparty is marked conflicting pending live contract confirmation.
- The page warns of volatility and total-loss risk and says country, regulatory and app-version eligibility can leave the feature unavailable.
bunq France crypto evidence
bunq is displayed as dutch bank account with separate kraken powered crypto service.
- The observed comparison lists Free at EUR 0, Core at EUR 3.99, Pro at EUR 9.99 and Elite at EUR 18.99 per month.
- French IBAN availability, cards, account counts, withdrawals, exchange and business features vary by plan.
- French IBAN availability does not move eligible deposits out of the Dutch Deposit Guarantee.
- bunq's French-market terms identify bunq B.V. and retain Dutch Deposit Guarantee treatment for eligible verified accounts.
- Eligible deposits aggregate across bunq names at the same legal bank.
- Identity, account, savings, payment and product exclusions remain governed by current terms.
- DNB states that the Dutch Deposit Guarantee automatically protects eligible money in bank accounts up to EUR 100,000 per person per bank.
- Coverage follows the legal bank and aggregate eligible accounts, while exclusions and temporary high balances have separate conditions.
- Investments and crypto assets are not deposits protected by the Dutch scheme.
- DNB's scheme register provides the authoritative bank and trade-name lookup for Dutch Deposit Guarantee participation.
- The bunq query must be read with the account terms because brand variants do not create separate EUR 100,000 limits.
- German availability does not move a bunq deposit into the German EdB scheme.
- bunq's French guidance describes an in-app verification flow, trading from EUR 1 and Kraken execution and custody for supported cryptoassets.
- The observed plan fees are 1.99% for Free, 0.99% for Core, 0.49% for Pro and 0.25% for Elite, with the in-app preview controlling the transaction.
- Crypto value, spread, partner custody, asset support and any hold remain separate from bunq deposits and Dutch Deposit Guarantee treatment.
Revolut France crypto evidence
Revolut is displayed as lithuanian bank french branch with separate rdael mica crypto service.
- The terms distinguish direct Revolut Bank UAB customers from customers of Revolut France, its French branch.
- The applicable entity and account conditions depend on the customer's contract and account details.
- French branch service does not by itself establish FGDR coverage or protection for separate products.
- Eligible deposits held with Revolut Bank UAB are insured by Lithuania's Deposit and Investment Insurance up to EUR 100,000 per depositor.
- All eligible deposits at Revolut Bank UAB aggregate for the limit, including branch-serviced accounts.
- Electronic money, investments and excluded entities or products do not inherit this deposit coverage.
- The observed comparison lists Standard as free, Plus at EUR 3.99, Premium at EUR 10.99, Metal at EUR 18.99 and Ultra at EUR 60 per month as an introductory offer.
- Plan benefits, exchanges, cards, withdrawals, insurance, investments, crypto and promotions use separate conditions.
- The transaction preview and current fee terms control a specific operation.
- Revolut Digital Assets Europe Ltd operates Revolut X under cited MiCA-aligned trading rules for French customers.
- Asset admission, whitepapers, risk review, monitoring, settlement and delisting remain conditional and can change.
- RDAEL crypto services remain separate from Revolut Bank UAB or its French branch deposits and their Lithuanian deposit-insurance treatment.
- Revolut publishes plan- and trade-value-dependent minimum or variable crypto fees and says the rate, fee and total are displayed before exchange where possible.
- The crypto exchange rate remains variable, rolling-volume tiers and plan limits have separate conditions, and some transaction types use different fee treatment.
- The page observed on 13 July publishes separate current and scheduled-from-10-August-2026 treatments, so the transaction date and live authenticated terms must be matched.
- The current RDAEL terms and authenticated preview control rather than a static universal cost.
Wise France crypto evidence
Wise is displayed as belgian payment account with outgoing crypto platform restriction.
- Wise lists its multicurrency account, EUR details, card and transfer features as available to eligible customers in France.
- Wise explicitly describes the account as not a bank account and points to safeguarding rather than bank-deposit protection.
- Currencies, receiving details, verification, routes and products remain conditional.
- Wise identifies Wise Europe SA as an authorised payment institution supervised by the National Bank of Belgium for EEA services.
- A payment-institution authorisation is not a German bank licence and ordinary balances are not described as deposits.
- Exact services, customer type, route and separate investment entities remain market and product specific.
- Wise Europe says it safeguards customer funds separately from operating money using cash at named commercial banks and low-risk liquid assets.
- Wise explicitly says it is not a bank; safeguarding is not labelled German EdB or Belgian deposit insurance.
- Interest and Stocks are separate investment products with capital risk and must not inherit the ordinary-balance safeguarding description.
- Wise account cannot be used to send money to crypto exchanges such as Coinbase or Binance.
- Wise card policy differs and lawful card transactions may be supported by region.
- Outgoing account transfers to crypto platforms are not supported.
- Article names Coinbase among payments Wise cannot accept from in the described context.
Coinbase France crypto evidence
Coinbase is displayed as luxembourg mica crypto service with separate irish e money service.
- From 6 October 2025 the agreement contracts French customers with Coinbase Luxembourg for crypto services and Coinbase Ireland for cited e-money services.
- Coinbase Luxembourg lists CSSF MiCA and e-money-token authorisations, while Coinbase Ireland is regulated by the Central Bank of Ireland.
- Crypto assets, e-money, trading, custody and transfers retain separate legal and protection treatment.
- Coinbase says its Luxembourg entity received CSSF MiCA authorisation and France migrated on 6 October 2025.
- The disclosure separates crypto-asset services from cited e-money services.
- MiCA authorisation does not create bank status, FGDR coverage or universal asset availability.
- Advanced maker and taker fees depend on order type and the customer's current rolling trading-volume tier.
- The tier and preview must be checked before trading because pricing changes.
- Simple trades, spreads, network charges, staking and other services use separate fee treatment.
France MiCA and cross-border protection evidence
- The AMF states that France's transitional national PSAN regime ended after 1 July 2026 and that MiCA authorisation is now mandatory to offer crypto-asset services in the EU.
- The regulator describes MiCA conduct, market-abuse, security, custody, investor-fund and complaint-handling requirements without presenting authorisation as deposit insurance or an investment guarantee.
- Provider and exact service authorisation must be checked against the current competent-authority or ESMA register rather than inferred from an expired PSAN status.
- FGDR explains the general EUR 100,000 maximum for eligible deposits per depositor per credit institution.
- Accounts and commercial names at the same institution aggregate, while temporary high balances and exclusions use separate conditions.
- The limit does not by itself apply to payment accounts, safeguarded funds, electronic money, investments or crypto assets.
- EdB describes statutory protection of eligible deposits up to EUR 100,000 per customer per member bank.
- Temporary higher-balance rules and depositor exclusions have separate statutory conditions and are not presented as a universal limit here.
- Membership and aggregation must be checked against the exact bank entity rather than an app or brand name.
- DNB states that the Dutch Deposit Guarantee automatically protects eligible money in bank accounts up to EUR 100,000 per person per bank.
- Coverage follows the legal bank and aggregate eligible accounts, while exclusions and temporary high balances have separate conditions.
- Investments and crypto assets are not deposits protected by the Dutch scheme.
- Eligible deposits held with Revolut Bank UAB are insured by Lithuania's Deposit and Investment Insurance up to EUR 100,000 per depositor.
- All eligible deposits at Revolut Bank UAB aggregate for the limit, including branch-serviced accounts.
- Electronic money, investments and excluded entities or products do not inherit this deposit coverage.
Unavailable or deliberately not inferred
- A universal crypto-friendly bank ranking, score, winner or permanent compatibility label.
- A resolved N26 Bitpanda legal entity while its current French first-party pages conflict.
- Current MiCA permission inferred only from a historic French PSAN registration.
- FGDR or another deposit guarantee for cryptoassets, exchange loss, scams or custody loss.
- A Wise outgoing workaround or permission inferred from conditional incoming or card treatment.
- Customer-specific tax, profit, total cost, support quality, recovery or investment suitability.